Being involved in a car crash can be a very upsetting and distressing situation. If your whole family are with you in the car at the time, then you will find it even more stressful as you will have to ensure that everyone is safe and able to get away from the site. There will certainly be a lot of emotions flying around at the time! However, you still need to try and maintain a level head as there are some practical steps you need to take. Part of that involves asking the following important questions.
Who Should I Contact?
First of all, there are are a few very important people who you need to contact. It’s important to get the police, fire brigade, and ambulance service on the scene as quickly as possible. Obviously, the more serious the accident is, then the more of these need to be on the scene. If you simply bumped into another car and caused a slight dent, there isn’t any need for these services. Think carefully before you do call any emergency services, as you can be blamed for wasting their time if you call for them when you don’t really need their help.
Who Was At Fault?
Next, you need to gather as much info as you can so that you can determine who is to blame for the crash. This will be important for your insurance claim. Not only that, though, but if you aren’t the one responsible for causing the accident then you might be eligible for claiming some compensation. Speaking to an attorney can help you decide who is to blame. If possible, it’s a good idea to find some witnesses who saw the crash so that you can use their evidence in court.
Do You Have Insurance?
If you get the chance to speak to the other driver who was involved in the crash, you need to find out if they have insurance and what kind it is. Even though it is a legal requirement to have car insurance, there are various reasons why a driver might not have any. If he or she doesn’t, then this is bad news as they won’t be able to cover the cost of repairs to your vehicle. Thankfully, though, the majority of drivers will be covered. You then just need to take down the details of their policy so that you can give them to your own insurance company.
Is My Car A Write-Off?
You might not be able to drive away from the scene of a crash. First of all, if the crash was particularly bad and the police need to determine who caused it, they might need to take your car as evidence. But it’s also necessary to get a mechanic out to take a look at your car in some cases. They might advise you not to drive it as it could need some important work on it to get it back up to a safe standard for driving.
Don’t forget to ask any of these questions!