Driving is a dangerous game. With thousands of deaths each year, it’s easy to see why some are reluctant to take to the roads. Of course, though, a lot of people simply don’t have a choice, or you may simply love the thrill. So, if you have to drive, it’s worth protecting yourself. Throughout 2013, auto accidents injuries occurred at a rate of one every 14-seconds in the US. This is a truly staggering number, especially when you consider the amount these injuries can cost those that suffer them. To help you to understand this and start making changes for the better, this post will be going through some of the costs which come with an auto collision.
The Costs
- The Car Itself/Insurance: Most car accidents happen when two cars collide. In this instance, both cars are likely to sustain significant damage from the crash. Modern cars are made so that they collapse and crash when hit, to protect the passengers within. As a side effect to this, accidents usually cause huge amounts of damage to cars, costing a lot to get them fixed. If you have to claim this on your own insurance, it will make your yearly premium go up. This makes this cover much more expensive.
- Hospital Bills For Injuries: Less and less of the world is getting access to free healthcare, today. So, it’s important to factor in the costs of hospital bills when you’re thinking about car accidents. If you’re not insured properly, you could be completely unprotected from huge medical bills.
- Time Out Of Work: Most employers will only pay their workers for a short time when they’re on sickness or injury leave. After this time, you will have to support yourself on your savings or through your country’s benefit and welfare system. Loss of income can be huge if your injury takes you out of work permanently.
- Emotional Strain: The emotional strain a motoring accident can put on you is huge. A lot of people feel worried about driving after they have been in a major accident. It can knock your confidence enough to stop you from using the road, costing you a huge amount of independence. Not a lot of people consider this side of a crash. But, it’s important to think about when you’re pursuing some sort of compensation.
When an accident isn’t your fault, you have the right to get something back. For a start, the other party’s insurance should cover the costs of the cars, avoiding higher premiums on your end. Along with this, your hospital bills and time out of work should be returned to you; Otherwise you’re paying for someone else’s mistakes. To achieve this sort of result, you’ll need the help of a company like Greenstein Milbauer injury lawyers. Professionals like this will have the right experience to help you through the process of getting your financial life back on track. They can handle court for you, building a case and presenting it. And, of course, they will also handle the insurance companies for you.
Hopefully, this post will make you see the true costs of a car accident, but also give you the tools you need to pull through if you are ever in this position. Auto collisions can be hard to deal with. So, it’s worth getting all of the help you can get.